Davidson Ford of Clay Finance Center

Our Lease and Auto Loan Specialists in Liverpool Demonstrate a Passion for the Job

Getting car finance options at a dealership shouldn't make you glum. Having been there and done that ourselves, we've made a point of crafting a team of savvy lease and car loan experts, committed to making sure you know exactly what you're getting into - and to making the process as comfortable as possible. That means no pressure. And because our team genuinely loves what they do (making car dreams come true), our customers don't just leave with individualized car loan or Ford lease rates; they leave happy.

Ready to apply and learn more?

You can submit the application form online here on our website. Or, if you'd like some face time, visit our new Ford dealership and auto financing center. We're conveniently located at 3690 State Route 31 Liverpool, NY 13090, and also proudly serve drivers in the greater Oswego, Baldwinsville, Weedsport and Syracuse.

Financing Made Easy

We aim to provide drivers with a host of ways to expedite the finance process! Drivers can utilize our handy Estimate Monthly Payments tool to get an idea of your monthly payments. Another online finance tool available is the Value Your Trade tool. Drivers interested in trading in a vehicle can utilize our Value Your Trade tool to get a vehicle trade-in estimate! Drivers looking to start the loan approval process can get a jump on the process by filling out our online finance application. We're all about convenience, here at Davidson Ford of Clay! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert!

Auto Finance Vocabulary

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturers Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.